A Look At Financing Your Owner User Property With SBA …

The SBA 504 commercial loan program was developed with the objective of presenting small businesses a chance to buy fixed assets using loans that have been guaranteed by the United States Small Business Administration.? The SBA commercial real estate loan program is secured using a combination of financing through a bank and CDC (Certified Development Corporation).? The CDC refers to a nonprofit organization that is community-based and derives its funding from the federal government.

Small enterprises are given SBA commercial loan when considering buying owner user properties or fixed assets and leverage their investment with as much as 90% Loan to value.? The program categorizes fixed assets as tangible property such as equipment, manufacturing plants and real estate.? The basis for this is because the program will enable these small businesses to expand and modernize thereby igniting growth to the economy.

Small business loans are available in many forms.? There are those designed for new businesses, companies that already are set up, borrowing for working capital, or small crisis such as funding payroll or paying unexpected expenses.?

You should note, however, that not all businesses can apply for an SBA commercial real estate loan.? Organizations such as passive investment corporations, non-profit companies, lending companies, commercial real estate development corporations and the like are some business types that can?t avail of the SBA 504 commercial loan.? The program only pertains to small businesses that have an earnings of below $2.5 million USD and a net worth of $7.5 million and below.? For business owners, an SBA 504 commercial loan is for? those who want to own their business property and create asset and equity later on.

When the business is less than 2 years old or if the asset?s category is considered for a special purpose, it must be able to invest a minimum of 10% of the acquisition cost.? CDCs are able to lend up to 40% on 2nd trust deed loan guaranteed by the SBA.?

Keep in mind that the government backs up these loans thereby creating limits for several categories.? If the purpose of the loan is to create employment, the loan amount can reach as high as $1.5 million.? If it is a small manufacturer, the amount reaches $4 million.? These amounts, however, are subject to terms and legislation thus, they aren?t fixed and may be subject to change depending on the goals and objectives set by the legislature.

Just like any other conventional financing, getting an SBA commercial real estate loan requires a lot of paperwork.? Credit histories are considered, and any small business owner that have declared personal bankruptcy or has a felony or misdemeanor record may not get the loan approved.? And of course, the rates are better if not the same as commercial loans, offering business owners higher leverage with long term and below market interest rates.?

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Donna Summer Dead at 63 | Bodybuilding, Supplements, Diets …



Donna Summer ? the Queen of Disco ? died this morning after a battle with cancer.

We?re told Summer was in Florida at the time of her death. She was 63 years old.

Sources close to Summer tell us ? the singer was trying to keep the extent of her illness under wraps. We spoke to someone who was with Summer a couple of weeks ago ? who says she didn?t seem too bad.

In fact, we?re told she was focused on trying to finish up an album she had been working on.

Summer was a 5-time Grammy winner who shot to superstardom in the ?70s with iconic hits like ?Last Dance,? ?Hot Stuff? and ?Bad Girls.?

She continued her dominance in the ?80s with ?She Works Hard for the Money? and ?This Time I Know It?s for Real.?

Summer and her producer Giorgio Moroder defined the dance music era of the ?70s and influenced acts like Duran Duran and David Bowie to enter the genre.

Summer married Brooklyn Dreams singer Bruce Sudano back in 1980. They had two daughters together.

We had the pleasure of shooting Donna back in 2009 on her way out of Mr Chow ? and she couldn?t have been nicer ? smiling, waving and signing for fans.


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Exploitation, loneliness in sex tourism film at Cannes

CANNES, France (Reuters) – Just who exploits and who is exploited in the sex tourism industry is the question asked in director Ulrich Seidl‘s “Paradise Love”, a powerful and unsettling exploration of female loneliness and economic imbalance in Africa.

Called “Paradies: Liebe”, the German-language movie is in competition at the Cannes film festival and had its world premiere on Friday.

The Austrian director chose as his subject white European women in their 50s who go on holiday in Kenya where they meet so-called “Beach Boys,” young men who become their lovers.

The women, past their physical prime and disappointed by past relationships at home, seek sexual fulfillment and a sense of feeling loved.

The men, who have few job prospects other than selling trinkets on the beach, expect money or gifts in exchange, if not the promise of a better life in Europe.

The women dream of finding someone who accepts them as they are and their lovers dream of getting ahead. The clash of intentions allows the film to paint a bleak picture of people’s ability to communicate.

“Hakuna matata,” or “no problem,” might be the phrase the beach boys like to repeat, but the master-slave relationships create a tense atmosphere in the beach front paradise.

A form of colonialism is alive and well here, as the young black men struggle to please and to be paid.

One arresting image is of a group of young men hovering around a line of beach chairs on which the women sun themselves. The men watch attentively just meters away, hoping to be noticed, but they are segregated by a rope barrier.

Paradise Love is the first film in a trilogy that took Seidl four years to shoot. The three features tell separate stories about three women from the same family.

Seidl shot the film without a script, relying on the ability of actors to improvise around scenes sketched out in advance.

He spent a year and a half in the editing room before realizing that the three different plot lines would not hold together, leading to his choice of a trilogy.

TORTURED RELATIONSHIPS

Lead actress Margarethe Tiesel, a strong early contender for the best actress prize for a tour de force performance as Teresa, sees female loneliness at the heart of the tortured and artificial relationships between unfulfilled white women and young African men, many of whom are already married.

“The people who are at home, exploited, travel abroad and become exploiters in turn,” Tiesel told a news conference. “I don’t judge these women, I understand them fully and what leads them to this situation, the loneliness they struggle with.”

That loneliness is exacerbated by disappointment, as the audience sees each young man that Teresa meets eventually pressure her for money, dispelling her hopes that they could love her.

In one sequence, Teresa tries to teach her awkward new lover, Munga, how to caress her breasts with tenderness.

“No, I’m not an animal. A cat, you know you pet them like this. Do it like this. With feeling. Do you understand? With feeling,” she instructs him.

Seidl cast real-life beach boys in the film, a decision which adds to a sense of unsparing reality that is often hard to watch on the screen.

“He had experience with European women. He was authentic,” Seidl said of the actor who plays Munga, Peter Kuzungu.

(Reporting By Alexandria Sage)

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Wall St flat as investors eye Europe

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How do i deal with a long distance relationship?

This is going to be hard. I?m going through one myself, so I do know where you?re position is:).

I suggest msn, webcamming, anything you guys can do together long distance.

Also, I suggest to schedule monthly visits if you can afford it. At least once a week if possible, if not than at least once every 2 weeks. And BARE minimum once a month.

Try to communicate everyday, doesn?t have to be a huge convo, just short emails, IMs?will cheer the other up and make the distance feel a little less far.

The phone is definitely one of your best friends when it comes to LDR.(phone card :D )

And also, trust is going to be a huge aspect to this relationship. If you think trust was hard when you were together, it?s going to be harder now.

You?ll have to trust each other.

All in all, it is very much possible to stay connected and together in an LDR.

I guess one of the benefits, is that you don?t really take your time together for granted. Ever.

Send him little gifts over mail every so often just to let him know you love him. :)

OH AND LASTLY?

Don?t ever let negative comments discourage you. Forget what other people say. This is your relationship, if you think you can do it, then go for it.

Best of Luck.

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Boston University Executive MBA Program Alumni Event: Experience the School of Management Digital Le

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Please complete the following information. Required fields are marked with an asterisk (*).










??May 23, 2012 5:30 PM ET

School of Management
Fourth Floor
595 Commonwealth Avenue
Boston, MA 02215

5:30-6:30pm Registration, 4th floor, School of Management
6:30-7:30pm Case Discussion, 3rd floor, room 326
7:30-8:30pm Reception, 4th floor

$30.00 Registration Fee RSVP deadline: Wednesday, May 16, 2012

Come see the new digital learning studio and experience the cutting edge difference. Join Professor Venkatraman and fellow EMBA alums and students for a lively case discussion and demonstration of the new digital learning studio on May 23, 2012 from 5:30-8:30 pm. The case is Facebook versus Zynga: Allies or Competitors and Venkat will focus the discussion as you discover how the technology can enhance learning.

The materials link will be available two weeks before the event and after you register. Please bring your iPad if you have one. Otherwise, we will have one available for you to use during the session.

Enrollment is limited. If you have any questions or change in plans after registering please contact the EMBA Office at 617-353-8470 or emba@bu.edu.

We look forward to seeing you!

Read more about the studio in the recent Financial Times write-up.

?@??$30.00
$




Please check your information carefully for accuracy, and then click “Submit.”

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lehighvalley: GenOn Energy donates $15,000 to Upper Mount Bethel Township program http://t.co/MFhBJADW

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RolePlayGateway?

Role: Villain No.5

Gender: Male
Title(s)/Alias(es): The Goblin King (albeit not a name Gorrister likes), Legion’s Ruler, The Revolutionary
Age: 52
Race: Goblin
Love Interest: No one
Password: Fettuccine with Alfredo sauce. *.*


Appearance: He’s green. I know, surprising. Besides being in his fifties, his body doesn’t look like a day over 40, and is body is lightly riddled with hair. His sideburns are long, hair cut to the neckline, and a small stubble is ever-so-present on his face. His muscles aren’t profound and as muscular as he wished them to be but they are toned, as well as his build. That’s what you get for lugging around a suit of armor, I guess.

Preferred Clothing: Varies between two outfits. On the battlefield, he wears his metal, rusted, plate armor, which has saved himself in more then one occasion and helps identify himself to his men. In a casual setting, a simple brown tunic often suffices, and anything more just seems to be overwhelming for Gorrister. (Albeit, even in a formal setting, he’d simply wear a brown tunic.)

Height: 4’7
Weight: 120 Lbs. (With armor = 150 Lbs)
Hair Color: Brown
Eye Color: Light Blue


Personality: The word “Villain” doesn’t strike through to Gorrister and other people would agree so as well. He?s a hard-headed, charismatic soul. At first, his jovial attitude coincides with his small body, but upon further inspection there is an intellectual, almost philosophical nature to Gorrister. As an avid practitioner of arithmetic, he displays a logical understanding of events, and is very creative and innovative.

While some people may view him as manipulative and others may look up to him; both sides must agree that without his silver tongued words he?d be nowhere. He relies incredibly so on people but at the same time, they incredibly rely on him. Gorrister thoroughly enjoys being in the presence of others, easily flattered at times, and does his best to instruct, aid, help, and attack alongside his companions. Gorrister holds classes for his followers, and finds plenty of joy in teaching things varying from blueprinting to blueprinting to woodworking to arithmetic .

This goblin is probably the bravest little green thing out there in the Kingdom of Waterfall. He isn?t afraid to fight when the time comes but he knows there are better ways of fighting and knows when to retreat. He?s brave. Not stupid. Often times, he?ll emphasize this, and emphasize it for his followers as well to do the same. Nay, Gorrister has a plan and plans to the plan if the original plan doesn?t work. He lives by the model “Those who fail to prepare prepare to fail” and goes by things in a practical matter. As well, I should mention this; he severely does not like the idea of the crown and royalty controlling everything. Why should matters concerning their lives and well-beings go into their hands…because they were born to do so? To Gorrister, No man or woman should be born to choose the fate of everyone. No Soverign nation should be allowed exist.

Oddities:Sleeping in the most random areas – It doesn’t matter where Gorrister lands his back on, but to others, it may seem odd seeing a little green corpse dangling from a tree branch with it’s legs. Then reilize it’s not a corpse.

Looking out in the distance – Sometimes, in different times of the day, Gorrister thinks and tends to space out. Some may think it’s an undesirable quality in a leader but to others it shows an introspective side to the goblin.

Prayer – Strange seeing a monster pray isn’t it? Hands clasped, helmets off, Gorrister enjoys the beauty of Cathedral, sights and smells of various religious paraphernalia, but most importantly, finds comfort in the idea of a higher power.

Likes:

    ? People
    ? Teaching
    ? Machinery
    ? Building
    ? Celebrations
    ? Strategy
    ? Leading
    ? Music
    ? Poetry

Dislikes:

    ? Mindless Action
    ? Needless killing
    ? Wasted Time
    ? Fighting
    ? The Past
    ? Purpose of Royalty
    ? Burden of Responsibility
    ? Other Villains

Hobbies:

    ? Designing & Building
    ? Teaching
    ? Reading
    ? Writing Poetry

Fears/Phobia(s):

  • Failing
  • Romantic Relationships
  • Being Betrayed

Reason(s) why you want to kill/take over the kingdom:

Genocide, Slavery and Reserves: Before this king was made king; valuable resources were needed for expansion. Soldiers were sent from royalty to clear out goblins, trolls, and others in areas that were rich with resources (though certain monsters weren’t worth the venture). Whether or not these soldiers were sent from the last king of Winterfall, or from another kingdom didn’t matter, as soldiers slaughtered entire families, and took those who gave up willingly as slaves. Some were merciful enough to offer to move them to the reserves but on that fateful day, where soldiers mercilessly killed his mother and father, older brothers and sisters, and took him to a life of labor. But that isn’t why he’s doing this. No. Not at all.

Slave no more: The thing is, goblins aren’t generally well recieved, especially since they’re still popularly regarded as monsters. They’re too far and few; considering most are still employed as servants. Gorrister’s animal instinct dissipated after 35 years of labor, thus leaving him without the proper knowledge and skills to survive out there…plus it’s lonely. There’s nothing for a goblin to do besides to be a slave. Almost nothing.

I have a dream… When Gorrister escaped from the Noble’s house; he had an intense hatred brewing about for mortals. He wandered about Winterfall and noticed the poverty stricken population. (Even if Winterfall is wealthy, it’ll still have poverty because every rich nation has one.) Gorrister compared their lives to that of the nobles he used to work for and found it unfair. Broken. No one should have to live like these people and be ruled upon by the fat and rich. This is tyranny, is it not? What makes royalty so special? Just because they are richer and dress fancier, does that make their blood cleaner, does that make them fit to lead a nation? Isn’t it always the fault of the king who brings it’s people unwillingly to war? Everyone is ONE. Poor, rich, fat, ugly, skinny, human, monster, everyone should be united, measured by their blood, sweat, and tears. We are One. Legion.

How loyal are you to the king: “I hope he dies a slow and painful death.”


Skills/Talents: Gorrister is a decent swordsmen although anyone wouldn’t call it a talent. His real talent would be in designing and building anything from war machines to buildings and it’s a talent only amplified by his forces which utilize his inventions. Sometimes, he has no idea what he’s drawing, let’s his mind wander and quill fly, and creates something alien like. He’s also intelligent; while at times it can come off as cowardice. Not to mention he’s a leader who takes into consideration the wishes of others, has the humility to accept others’ opinions and admit when he’s wrong, and lastly inspire confidence and drive in his followers. To a lesser extent, Gorrister is practicing alchemy, although he’s not at the stage to use it as a weapon, he’s excited about integrating it with some of his machines.

Preferred Weapon(s): You think that large rusted sword (large to Gorrister anyway) is his weapon of choice, you’re dead wrong. In fact, it’s his LAST choice for a weapon. He carries it around because it’s a waste to throw away even though it can’t cut for heaven’s sake. The goblin likes to strike with his followers, manning either some sort of machinery, using a weapon from afar, and at times, traps.

Power: None

Abilities: None

Limitations: None


Personal History: Gorrister was born in the Yarayas family and into a small village in the forest with three brothers and four sisters. Her father was a relentless mathematician who stressed the importance of the role into his sons and daughters for years on end. Life was good, already at the age of 13, and to be married to another goblin, Julia. The marriage was consummated and Gorrister was recognized as a man in the eyes of the community.

One day, soldiers had came by, trying to negotiate a deal with the goblins in order to move. The Chief of the village spat in the face of their leader, no easy feat by his height, and told them they?d rather die then move. The small village had pride in its massive weapons built by engineers but that pride was misled. It did nothing to stop the slaughter that had taken place and those who didn?t resist were taken as prisoners. Gorrister watched as his wife was slain, father stabbed through his cage, older brothers beheaded and one younger sister slashed.

Everyone else in the cages were taken back to a kingdom and sold as slaves. Gorrister was separated from both his older brother and sister who?ve been spared and forced to work in the salt mines. After a supposed cave-in that killed his owner and other goblins, the guards were called again, and round up all the other goblins left alive. Deeply malnourished, weak, injured with a bleeding leg, Gorrister and many other goblins didn?t have the fight to escape, and awaited their ?capture?. He was 30.

He was sold again but this time as a servant of a noble household. He got his leg disinfected and bandaged and, for once, was happy. Hopeful. By all means he was still a servant but he got treated properly with respect as he did his duties of cleaning. Gorrister was taught, slowly, how to read and write by his fellow workers in order to leave notes and read chores when need be. Sometime in the years, he was stricken by the young maiden named Victoria and would do everything extra to just be near her. He was 37.

The sweet maiden never left the house and aged from her ripe age but the changes were little. One day, a man suited in armor came by the house, and went into the maiden?s chambers. Concerned for her safety, Grubeck went off and peeked through the opening at the door to see the knight sharing lip with Victoria. Stunned, he walked away, having his dreams pathetically crushed. Gorrister couldn?t stand being in the household any longer. It took him a year to plan an escape, not because it was overly complicated, but because he often lost the will to do anything, often crying himself to sleep. In the time of his despair, he spent more and more time contemplating why this had to happen, and continouly found himself the rich, the king, the nobles.

When he escaped, he started to preach about Legion and the practices of breaking down all walls, the thought of a kingless land and spread his vision. Some agreed with his plans. Others didn?t.

As time went by, the idea of being truly equal is finally getting to some people, and Legion started to grow. Now with the meeting of the Guardians, Gorrister is convinced, that getting rid of the king will be harder than ever, and curses the times Legion has failed.


Theme Song: “Korobeiniki” – Nikolay

Source(s): Deviant art

Other: Gorrister has acquired a force in the last year, named as Legion, who wish to break down all walls and unite Winterfall under a Communist Legion rule. So far, they have striked using guerilla methods, often attacking and escaping, and stressing the necessity for traps. Sometimes, they have let loose a few war machines here and there, but haven’t proved to be a major threat since they refuse to kill innocent lives. The Legion dream is a romanticized life that only becomes more glamorous with time. More and more people accept the ideas of Legime, in particular, poor and middle class citizens.

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Sun Country Airlines Is A Tale of Courage And Success – Consumer …

May 15th, 2012

Computer & Accessories, by ButcheeLockerman628.

They are known as being a small airline carrier based out of St. Paul Minnesota but the destinations they serve aren?t small at all ranging from the US to Mexico and points in between. This mighty little company seems to have a way of winning industry awards every year. They have also fought hard to be recognized as an airline that offers tremendous service that people will not break your budget. One example of this is that Sun Country has earned a spot in the top ten Travel and Leisure for four straight years. For four straight years Sun Country Airlines has been among the top ten in Travel & Leisure. Travel & Leisure has listed Sun Country among its top ten for four years running. For four years running Sun Country Airlines has been awarded a top ten position in Travel & Leisure. And that?s only the beginning, Conde Nast Traveler has picked Sun Country Airlines for their top honors for three straight years. But that?s not the end of their award winning career, Conde Nast traveler has chosen them for top honors three years running. And this is of course only the beginning others like Conde Nast Traveler have even kept Sun Country in top honors for three years. For the past three years and counting Conde Nast Traveler has help Sun Country in its top honors club as well. we will give you a tiny look into this airline and how they put the customer first.

This company makes every effort to instill the highest quality set of beliefs in their management and employees. Sun Country wants the same thing that all customers want ? solid service and a satisfying product. If you go to Sun Country?s website, what you will see is a very clear statement of what they basically believe should be provided by any airline. Sun Country operates according to their business philosophy, and the various forms of recognition they have received attests to that.

It was confirmed by Sun Country in September of 2010 of their plans for bankruptcy reorganization. What that means is a bankruptcy judge must make a determination and decision whether or not to grant approval. In addition, any creditors who are owed money will want to look at the plan and offer their opinion. Any plan needs the approval of everybody because investors will naturally want to receive some portion of their money back. The usual way these proceedings work is for a percentage of cash to be repaid, and then there is a percentage of equity that is awarded to the creditors.

Sun Country Vacations is a program that was developed in recent times by the company. The expressed intent of SCV is to treat their customers to a process that makes everything even easier and smoother. What this program allows is for travelers to book everything in one single transaction: hotel, rental vehicles, airfare of course, and anything else they may need. Then we come to Sun Country Charters which is simply a service for organizations that want to charter or even lease aircraft.

Maybe it is normal, the story of Sun Country Airlines, because we all have dreams and then we work to make them happen. The founders of Sun Country were all from Braniff when that airlines finally closed its doors. Yes, this airline is a reflection of the human spirit in many ways. Sun Country Airlines has been the recipient of international awards, even though they are considered a smaller regional carrier. Considering all they have been through, we believe Sun Country will come out on top, once again.

There is more information available about surprise birthday party invitations there?s plenty of points not covered in this post, vist Author?s site to locate more.


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Android Emulator: Scale size without using Eclipse

As you might have read following my previous post I’m currently experimenting with mobile web solutions. In such a case, having an Android emulator is quite comfortable for quickly testing your solution.

Personally though, I hate the default emulator skin, mainly also because it takes up quite a large portion of your screen. Hence, I normally use a custom emulator skin. But there is the problem of the scaling the size properly as the default settings will most probably go out of your screen.

A couple of years ago I wrote a blog post on how to tune your Android emulator with a custom skin. In that post, I also described on how to scale it properly, by adding the -scale option to the command line arguments from within the Eclipse Run Configuration dialog.

However, if you’re only interested in the emulator itself, you may start it by launching the AVD manager directly. In that case, the scale parameter can be directly set when launching your AVD:

Btw, should you have problems connecting to the Internet from your emulator, it might be due to the proxy settings of your (company) network. Have a look at this post then, it might help you.

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